Clearwater Bankruptcy Lawyer

Supporting Clearwater Residents Through Financial Challenges

Financial hardship can affect anyone, and if you’re struggling with unmanageable debt in Clearwater, Florida, you deserve guidance you can trust. Many individuals and families in Pinellas County face overwhelming financial pressure from medical bills, credit card debt, job loss, unexpected expenses, or rising living costs. Attorney John A. Russo understands how stressful this situation can be and offers one-on-one support to help you regain control. As a sole practitioner, he provides personalized attention from your first consultation through every step of the legal process, ensuring your concerns are heard and your goals remain the focus.

Personalized Help With Chapter 7 and Chapter 13 Bankruptcy

Bankruptcy can be an important tool for individuals who need a fresh start. Chapter 7 bankruptcy may wipe out many forms of unsecured debt, such as credit cards, medical expenses, personal loans, and old collection accounts. Once you file, creditor calls, wage garnishments, and lawsuits must stop immediately—giving you instant relief and room to breathe. If you have steady income and need time to catch up, Chapter 13 bankruptcy may be a better fit. It allows you to reorganize your debt into one manageable monthly payment, stop foreclosure proceedings, prevent car repossession, and preserve essential assets.

Attorney John A. Russo will evaluate your financial situation, explain the differences between Chapter 7 and Chapter 13, and help you choose the option best suited to your needs. His goal is to make the process clear, understandable, and as stress-free as possible for Clearwater residents.

Ending Creditor Harassment and Reducing Financial Stress

Unpaid debt often comes with constant pressure from creditors—relentless phone calls, threatening letters, lawsuits, garnishments, and even frozen bank accounts. These tactics can make an already difficult situation feel overwhelming. Filing for bankruptcy can put an immediate stop to these actions, giving you relief and restoring your sense of control. John also helps clients explore alternatives when appropriate, including negotiating repayment terms or working toward more manageable solutions outside of bankruptcy. His guidance is honest, practical, and always tailored to what will help you achieve long-lasting financial stability.

Attorney John A. Russo has spent more than 19 years helping individuals across Central Florida find meaningful relief from overwhelming debt. Clearwater residents appreciate his responsive communication, calm approach, and commitment to making the bankruptcy process easier to navigate. With 24/7 phone availability, free consultations, and direct access to John throughout your case, you’ll never be left without answers or support. If you’re ready to explore your options, get relief from debt, and build a more stable financial future, John is here to guide you.



Our Clearwater office is conveniently located at:

29399 US Hwy 19 N 

1st Floor

Clearwater, FL 33761