Melbourne Bankruptcy Lawyer

Guidance for Melbourne Individuals & Families

If you’re facing overwhelming debt in Melbourne, Florida, you deserve a legal team that understands both the financial and emotional challenges involved. At The Law Office of John A. Russo, P.A., we are committed to helping individuals and families throughout Brevard County regain control of their finances and rebuild with confidence. We take a compassionate, nonjudgmental approach, ensuring you always feel heard, supported, and informed. Whether you are dealing with mounting bills, collection calls, wage garnishment, or fear of losing your home, we provide the clarity and guidance needed to take the next step toward relief.

Chapter 7 & Chapter 13 Bankruptcy Options

Bankruptcy is not a one-size-fits-all solution, and choosing the right chapter is critical. Chapter 7 bankruptcy is often the fastest way to eliminate unsecured debts such as credit cards, medical bills, and personal loans. It provides a fresh start for those who qualify and can discharge most consumer debt within a matter of months. Chapter 13 bankruptcy, on the other hand, is an excellent option for those with steady income who need time to catch up. It allows you to stop foreclosure or repossession, consolidate debts into one manageable payment, and protect property that might otherwise be at risk. Our firm will thoroughly review your financial situation, explain how each option works, and help you select the chapter that best fits your goals.

Relief From Consumer Debt & Creditor Pressure

Consumer debt can take many forms—credit cards, medical expenses, personal loans, high-interest financing, and more. When these debts become unmanageable, the stress can quickly spill over into every part of your life. Bankruptcy can offer immediate protection by putting an end to creditor harassment, lawsuits, wage garnishment, and aggressive collection tactics. We help Melbourne residents explore all available routes to relief and understand how bankruptcy can provide both short-term breathing room and long-term financial stability. At every step, our goal is to protect your rights and help you create a healthier, more secure financial future.

Choosing the right attorney can make all the difference in your bankruptcy experience. With extensive experience in bankruptcy law and strong knowledge of Melbourne and Brevard County courts, Attorney John A. Russo is dedicated to providing honest advice and personalized legal strategies. We take pride in being accessible and responsive—offering 24/7 phone availability so you can get answers whenever you need them. If you’re ready to explore your options or simply want to understand the process better, we’re here to help. Call 833-787-7635 today to schedule your free consultation and take the first step toward a fresh financial start.

Our Melbourne office is conveniently located at:

3270 Suntree Blvd 

Suite 1103

Melbourne, FL 32940